With tropical storms already making their presence known this hurricane season, those with travel plans in the coming months may want to consider travel insurance. While those looking to be covered against an already forecasted storm will be out of luck, Yonder Travel Insurance breaks down how travel insurance could protect your trip from future storms.

Trip cancellation and trip interruption
If a hurricane disrupts your pre-paid travel arrangements, such as flights, accommodations or tours, travel insurance can reimburse you for non-refundable expenses under trip cancellation coverage. This way, you can reschedule your trip without facing substantial financial losses. Keep in mind that if you're looking to purchase travel insurance for an already named storm, coverage won't likely apply.

Sometimes adverse weather strikes while on your trip and you need to head home early. Trip interruption can reimburse the additional costs incurred for changing your travel arrangements, returning home early, or joining your trip at a later point.

Travel loss and delay
In case you get stuck somewhere during your trip due to hurricane-related disruptions, travel delay benefits can offer compensation for additional accommodation, meals and transportation. Delayed or canceled flights might also cause your baggage to be misplaced. If your belongings are lost, damaged or delayed during the trip due to a hurricane, travel insurance can help you recover your expenses to replace essential items.

24/7 assistance services
Travel insurance usually includes 24/7 emergency assistance services, providing support and guidance in navigating hurricane-related emergencies. These emergency assistance team members are trained to help find the nearest hospital, shelter and even coordinate evacuations.

With unpredictable weather patterns on the rise, it may be worth the extra investment to protect yourself while traveling during hurricane season. Talk to an insurance professional to gain a better understanding of what's covered and what's not.